In 2024, the commercial equipment financing landscape experienced a resurgence of lease structures, driven by shifting economic dynamics and middle-market business needs. According to Secured Research operating leases have seen over 20% growth, while TRAC leases have grown by 18% in the middle market. These figures point to a growing awareness of leasing as a viable and necessary solution for addressing financial and operational challenges.

This article delves into the factors behind this growth and examines why many middle-market CFOs remain unaware of the benefits that modern leasing structures can provide.